«Nurly Zhol 2015-2019»: Support for national automakers

«Nurly Zhol 2015-2019»: Support for national automakers

Since 2015, "DBK-Leasing" JSC has been the operator of the programme to support domestic car manufacturers in accordance with the resolution of the Government of the Republic of Kazakhstan № 271 dated 23 April 2015 "On approval of the Plan of joint actions of the Government of the Republic of Kazakhstan and the National Bank of the Republic of Kazakhstan to ensure financing of domestic manufacturers and exporters for 2015-2016" within the framework of the State Programme of Infrastructural Development Nurly Zhol" for 2015-2019.

The main objective of the Program is to support domestic car manufacturers through the mechanism of leasing financing of legal entities and individual entrepreneurs who purchase vehicles and special purpose vehicles of domestic production, except for agricultural machinery and passenger cars.

Basic criteria of leasing financing:

Reward rate 33% per annum
Financing currency tenge
Lease term from 3 to 5 years
Participation in own funds 30% of the value of the leased asset
Grace period on payment of a principal debt – up to 6 months
for remuneration - no grace period.
Frequency of repayment of principal amount monthly or quarterly according to the decision of Authorized bodies of the Lessor
Fees are not charged, except for the commissions, charges and/or other payments levied for a cause of infringement by the Lessee of terms of the contract of financial leasing
Additional expenses (service and agency services) at the expense of the Lysing Recipient. The car manufacturer and the Lessee enter into agency and service contracts. The amount of agency services charged annually by the Car manufacturer to the Lessee shall not exceed 2.5% of the balance of the value of the Leased Item outstanding by the Lessee to ''DBK-Leasing'' JSC.
Insurance (COMPREHENSIVE INSURANCE) at the expense of the Lessee
Transfer of Objects of leasing to subleasing forbidden
Production time and deliveries of Goods no more than 9 months from signature date of the Agreement

Leases may include

Vehicles and special purpose automotive equipment of domestic production, except for passenger transport:

Hyundai Trans Auto

hyundai-hta.kz

+7 (727) 321 05 04

SaryArkaAvtoProm

sap.com.kz

+7 (7142) 57-92-40

Show special equipment catalogue

Buses

Auto trucks

Dump trucks MAZ

Special equipment

Truck tractors

Dump trucks

Tractors

Cargo special equipment

Buses

How do I get a lease?

To get funding, you need to

Step 1

Select special equipment

Step 2

Collect and provide documents

Step 3

Sign a lease agreement

Step 4

Contribute advance payment for special equipment

Step 5

Get special equipment
Send a request for consultation

FAQ's

1What minimum amount can be received within leasing financing in JSC DBK-Leasing?

The minimum cost of leasing objects has to be following:

the minimum cost of leasing financing for national buses companies is — 100 million tenge.

2What interest rate is stipulated for leasing financing in “DBK-Leasing” JSC?

The interest rates on financial leasing are as follows:

3What is an expiration of leasing in "DBK-Leasing" JSC?

In accordance with the Law of the Republic of Kazakhstan dated July 5, 2000 No. 78-II “On Financial Leasing”, the minimum lease term is 37 months from the date of transfer of the leasing objects to temporary possession and use to the Lessee.

The maximum term is depending on the results of the project expertise (including the business plan for the project) and is not more than 20 years.

It should be noted that according to the following programs the term of leasing is provided following:

  • within “National automakers Support” program- from 3 to 5 years;
  • within on leasing financing of national buses - from 3 to 5 years;
  • within on leasing financing of national tractors and combines from 3 to 7 years.
4What documents must be submitted to apply for leasing financing in “DBK-Leasing” JSC?

According to internal procedures of DBK-Leasing JSC, project expertise is conducted in 2 stages:

  • 1 stage — determination of indicative conditions of financing for the project. The list of documents is in the section "Information on leasing";;
  • 2 stage — the main examination on the project. The list of documents is in the section "Information on Leasing".
5Who can be a Lessee?

A lessee can be a legal entity that accepts a leased asset for business purposes with a leasing agreement.

The Lessee can act within the following programes:

  • National automakers support — any legal entities and individuals;
  • leasing financing of national buses — any legal entities and individuals, applying the generally established procedure for taxation;
  • leasing financing of national tractors and combines — any legal entities, farmers and farm enterprises.
6What projects does “DBK-Leasing” JSC not finance?

“DBK-Leasing” JSC is prohibited to finance projects in the following sectors:

  • weapons production;
  • alcohol production;
  • production of drugs, narcotic drugs and psychotropic substances;
  • tobacco products manufacture.
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