Business Road Map 2025

Unified Program of Business Support and Development "Business Road Map 2025"

The state business support and development program "Business Roadmap-2025" (hereinafter referred to as the Program) was approved by Decree of the Government of the Republic of Kazakhstan dated December 24, 2019 No. 968. The program, which will be implemented in the period 2020-2024, will ensure a stable and balanced the growth of regional entrepreneurship, as well as maintaining existing and creating new permanent jobs.

Three main areas of the Program:

• support of business initiatives of entrepreneurs of single-industry towns, small towns and rural settlements;
• industry support for entrepreneurs / subjects of industrial and innovative activity, carrying out activities in priority sectors of the economy;
• provision of non-financial measures to support entrepreneurship.

In the framework of this area, DBK-Leasing JSC is the operator of the “long-term leasing financing” tool for entrepreneurs who implement and (or) plan to implement investment projects in priority sectors of the economy, as determined by the authorized body, the authorized body in the field of state support for industrial and innovative activities .

Credit / leasing transactions of entrepreneurs applying for state support must meet the following criteria:

1) the entrepreneur’s loan / leasing transaction should be directed to the implementation of new investment projects, as well as the modernization and expansion of production, including working capital replenishment, in accordance with the terms of the Program; 2) subsidizing interest rates and partial guarantees cannot be carried out on leasing transactions: aimed at the purchase of shares, shares of organizations, as well as enterprises as a property complex; issued by state development institutions, with the exception of Development Bank of Kazakhstan JSC; interest rates at which it was cheaper at the expense of budgetary funds, with the exception of loans / leasing transactions of banks / development bank / leasing companies, the interest rate of which was cheapened under the Program; overdraft; 3) the loan / leasing transaction of the entrepreneur must be issued in national currency.

Members of the Program cannot be:

1) entrepreneurs engaged in the production of excisable goods / products, with the exception of projects involving the production of motor vehicles and the production of wine from grapes of own production, and the production of alcohol-containing medical products (except balms) registered in accordance with the law Republic of Kazakhstan as a medicine; 2) entrepreneurs planning to implement a project in the mining industry and quarrying, with the exception of projects for the development of gravel and sand quarries; 3) entrepreneurs / subjects of industrial and innovative activity, fifty or more percent of the shares (stakes in the authorized capital) of which are directly or indirectly owned by the state, national managing holding, national holding, national company (with the exception of the social and entrepreneurial corporation, and also entrepreneurs established under a public-private partnership agreement); 4) entrepreneurs, the form of ownership of which is registered as a private institution, and non-profit organizations.

Subsidizing cannot be carried out under leaseback, secondary leasing, and subleasing agreements.

Reward rate	5% per annum
Cost of objects of leasing	not less than 80 million tenges
Lease term	from 3 to 19 years
Participation in own funds	at least 15% of the value of the leased asset