Bus leasing

Since 2018, "DBK-Leasing" JSC is the operator of the Leasing Financing Program for updating the bus fleet in support of domestic automakers. The purpose of the Program is to support the development of national bus production and the renewal of the critically worn bus fleet of the Republic of Kazakhstan by providing leasing financing from "DBK-Leasing" JSC, a subsidiary of "Development Bank of Kazakhstan" Joint-Stock Company

Leasing objects can be

National buses

Buses

Combines and tractors

Typical forms treatie

Conditions

We will help you to get leasing on favorable terms, submit a request for leasing.

from 15%

premayment

7%

per annum

to 7 years

of leasing term

from 100 mln ₸

min funding amount

How to get a leasing?

To receive funding, you must

1 STEP

Choose motor transport

2 STEP

Collect and submit documents

3 STEP

Sign a lease agreement

4 STEP

Make a prepayment for motor transport

5 STEP

Get motor transport

List of required documents

Preliminary consideration of business proposals

This is the first stage of loan application consideration, the purpose is to determine indicative terms of financing for an investment project. The first stage is free of charge.

A-010. List of documents.docx

A-020. Applicant cover letter.docx

A-030. Agreement of the credit history subject.docx

Appendix 1. Questionnaire express assessment.docx

Project examination

The second stage of your loan application consideration is to detect it for the subject of security, efficiency and payback, solvency and compliance of the legal status of counterparties with the legislation of the Republic of Kazakhstan. The second stage is according to the examination fees.

A-110. List of documents.docx

A-020. Application of the Lessee.docx

Appendix 1. Basic requirements for Business plan.docx

Appendix 2. Submission forms of interpretations of payables, receivables, fixed assets of financial statements, information on existing loan agreements, information on large contracts (sales of products and / or services, main raw materials), information on the socio-economic effects of the project.docx

Appendix 3. The conditions of the Protocol of the authorized body of the potential Lessee (apply depending on the financing conditions determined by the authorized bodies of "DBK-Leasing" JSC).docx

Appendix 4. Questionnaire data of the potential Supplier (Seller).docx

Appendix 5. Required documents for legal due diligence of leasing projects of residents of the Republic of Kazakhstan.docx

FAQ's

1What minimum amount can be received within leasing financing in JSC DBK-Leasing?

The minimum cost of leasing objects has to be following:

within the "Business Road Map 2020" state program — 80 million tenge (for light industry - 50 million tenge);
по within the "Nurly Zhol 2015-2019" program: Support of domestic automakers — no minimum amount;
within on leasing financing of national automakers (tractors and combines) — no minimum amount;
another projects — 500 million tenge;

the minimum cost of leasing financing for national buses companies is — 100 million tenge.

2What remuneration rate is provided for leasing financing in “DBK-Leasing” JSC?

Financial leasing interest rates are as follows:

по within the "Nurly Zhol 2015-2019" program» — 5% per annum;
по within the "Nurly Zhol 2015-2019" program»: National automakers companies — 3% per annum;
within on leasing financing of national automakers (buses) - 7% per annum;
within on leasing financing of national automakers (tractors and combines) - 7% per annum;
another projects - rate is determined individually.

3What is an expiration of leasing in "DBK-Leasing" JSC?

In accordance with the Law of the Republic of Kazakhstan dated July 5, 2000 No. 78-II “On Financial Leasing”, the minimum lease term is 37 months from the date of transfer of the leasing objects to temporary possession and use to the Lessee.

The maximum term is depending on the results of the project expertise (including the business plan for the project) and is not more than 20 years.

It should be noted that according to the following programs the term of leasing is provided following:

within “National automakers Support” program- from 3 to 5 years;
within on leasing financing of national buses - from 3 to 5 years;
within on leasing financing of national tractors and combines from 3 to 7 years.

4What documents must be submitted to apply for leasing financing in “DBK-Leasing” JSC?

According to internal procedures of DBK-Leasing JSC, project expertise is conducted in 2 stages:

1 stage — determination of indicative conditions of financing for the project. The list of documents is in the section "Information on leasing";;
2 stage — the main examination on the project. The list of documents is in the section "Information on Leasing".

5Who can be a Lessee?

A lessee can be a legal entity that accepts a leased asset for business purposes with a leasing agreement.

The Lessee can act within the following programes:

National automakers support — any legal entities and individuals;
leasing financing of national buses — any legal entities and individuals, applying the generally established procedure for taxation;
leasing financing of national tractors and combines — any legal entities, farmers and farm enterprises.

6What projects does “DBK-Leasing” JSC not finance?

“DBK-Leasing” JSC is prohibited to finance projects in the following sectors:

weapons production;
alcohol production;
production of drugs, narcotic drugs and psychotropic substances;
tobacco products manufacture.

We will tell you how we work and answer questions.

If you have any questions and you didn’t find needed specialized equipment or another equipment on our site, please contact us by phone or leave a request on the site. We will advise you on leasing and recommend the equipment or machinary you need.